First Home Finance is a South African government subsidy intended to help qualifying first-time buyers in the gap market access homeownership.
The Department of Human Settlements currently describes First Home Finance as support for qualifying households earning R3,501 to R22,000 per month that are too high-income for a fully subsidised house but may struggle to access or afford ordinary mortgage finance. Official use cases include buying a property and specified serviced-stand/build scenarios, subject to the full programme rules.
Income bands, subsidy amounts and detailed rules can change. Applicants should verify the current Department or NHFC requirements rather than relying on old FLISP calculators or social-media claims.
FlexiBuild can help configure a home and organise readiness information, but it does not replace the subsidy authority or lender.
No. It is a different programme aimed at qualifying first-time homeownership cases in the gap market.
FB-001Compact modular starter home with living space, kitchen and bathroom provision; nominal 24 m² catalogue configuration.
FB-005Modular primary-care facility concept with reception and clinical rooms configured to the service brief.
FB-006Modular classroom block with teaching space, daylight and sheltered access.
FB-015Enclosed steel warehouse concept for storage and logistics with configurable access openings.
FB-002Expandable modular home in the nominal 36 m² family; bedroom layout and wet services configured for the household.
FB-003Nominal 48 m² family-home concept with larger living accommodation and configurable bedrooms.
FB-004Modular home concept with step-free access, ramp and adaptable circulation for inclusive living.
FB-007Send the project location, requirement and timeline. Your enquiry is captured in the FlexiBuild commercial queue so it can be routed to the right technical or commercial next step.